Definition: Mass health insurance refers to a type of health insurance that provides coverage for an individual or group of people with certain medical expenses, such as surgery, hospitalization, prescription drugs, and other healthcare services. This insurance typically covers both preventive care and treatment for chronic conditions such as diabetes or heart disease. The word "mass" in this context is used to imply a large number or quantity, so it's important to understand that mass health insurance is not just about providing coverage; it's also about ensuring that everyone has access to affordable and quality healthcare services. For example, consider a typical health care system that covers patients who meet certain criteria based on their income level. If an employee meets the eligibility requirements for medical insurance through a collective bargaining agreement between a company and its union, the company pays for 90% of the cost of medical expenses for that eligible employee. The rest, which is covered by the individual's health insurance, must be paid out of pocket. In contrast, if an individual or group of people meets criteria based on their income level, they may be required to contribute a percentage of their earnings towards the cost of healthcare services through payroll deductions, social security contributions, or other means. This can make it more difficult for low-income individuals and small businesses to afford affordable health care. In summary, mass health insurance refers to the provision of comprehensive and adequate coverage for medical expenses that is available to all residents of a specific geographic area or population group. It's designed to ensure that everyone has access to quality healthcare services regardless of their income level or other factors.
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